About DBI Ltd
Insurance advice focused on clarity and understanding
DBI Ltd provides insurance advice to individuals, families, and business owners throughout New Zealand. Our role is to help people understand how insurance works, what different types of cover are designed to do, and how those options may apply to their personal situation.
Why Choose DBI Ltd?
Why DBI Exists
DBI exists to act as an information hub for personal risk insurance in New Zealand. Our role is to help people understand how insurance works, what different types of cover are designed to do, and how they apply to real life situations.
We focus on clear explanations, practical guidance, and supporting informed decision making around protection for individuals, families, and business owners. Our aim is to ensure people know what they are applying for and understand how their cover works if they ever need to make a claim.
How We Work
Plain English
No jargon. No assumptions. We explain things in a way that makes sense, so you can make informed decisions with confidence.
Responsive Support
We aim to return calls and emails within 24 hours and keep you updated throughout the application process.
Client-Focused Advice
Advice is tailored to your circumstances, taking into account your needs, goals, and financial position. Recommendations are made in line with regulatory obligations and explained clearly before any decisions are made.
Nationwide Availability
We work with clients across New Zealand via phone, Zoom, and email - location doesn't limit access to quality advice.
Your Adviser
Blake Dowman provides advice through DBI Ltd on personal and business risk insurance in New Zealand.
He is registered on the Financial Service Providers Register under FSP number 1007984 and operates under the Financial Advice Provider licence of AIA Thrive Limited. His approach focuses on clear explanations and ensuring clients understand how their cover works before making decisions.
Personal Service & Accountability
DBI is led and solely operated by me, Blake Dowman. From initial conversations through to policy implementation and claims support, responsibility and accountability remains with me throughout.
Learn about claims supportQualifications & Compliance
DBI Ltd is fully licensed and compliant with New Zealand financial advice regulations.
- •FSP Number: 1007984
- •Operating under: AIA Thrive Limited (FSP 665291)
- •Regulated by: Financial Markets Authority (FMA)
- •Code of Conduct: Bound by the Code of Professional Conduct for Financial Advice Services
How DBI is Remunerated
DBI Ltd is remunerated by commission from insurance providers when policies are issued. This means there is no cost to you for the advice service.
Full details of how DBI Ltd is remunerated, potential conflicts of interest, and your rights as a client are outlined in the disclosure statement.
You are entitled to receive this disclosure statement before receiving financial advice.
Let's talk about your insurance needs
Whether you're starting fresh or reviewing existing cover, we're here to help.